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Spirit of Jefferson Farmers Advocate
Charles Town, West Virginia
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April 13, 1972     Spirit of Jefferson Farmers Advocate
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April 13, 1972
 

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BOARD OF EDUCATION LEVY ESTIMATE I [ SUMMIT POINT STATE OF WEST VIRGINIA, / " MRS. STUART C.RIM . COUNTY OF JEFFERSON, to-wit: ..:..,....:,.,..:.o:..:,.:,,:..:. EK) ! At a Regular Session of the Board of Education of Jefferson County, held at the regular meeting place thereof on the PAth day og March, 1972. Preent: Richard E. Neal, President of said Board ot Education, and C. C. Hammann, W. W. Hammond, Carolyn W. Hoffman and Leo J. Widmyer, Members. In accordance with Section 12, Article 8, Chapter 11, of the West Virginia Code, as amended, the Board proceeded to make an estimate of the amounts necessary to be raised by a levy of taxes for the current fiscal year, and doth determine and estimate the several amounts to be as follows: SCHOOL CURRENT--ESTIMATED RECEIPTS (1) The amount due and the amount that will become due and collectible during the current fiscal year EXCEPT FROM THE LEVY OF TAXES to be made for the year: Amount Due from Sheriff ......................... $ 532,000.00 Taxation and Appropriations Received (Other than net tax collections) .................. 10,000.00 Other Revenue from Local Sources ................ 14,177.00 State Funds ....................................... 2,057,598.00 Revenue from Federal Sources ..................... 30,000.00 Incoming Transfer Accounts ...................... 7,900.00 Clearing Accounts ................................. 282,000.00 Total Estimated Receipts ......................... $2,933,675.00 (2) The total of all other expenditures to be paid out of the receipts for the current fiscal year with proper allowance for de- linquent taxes, exonerations and contingencies: SCHOOL CURRENTmESTIMATED DISBURSEMENTS ADMINISTRATION: Salaries .............................. $ 86,150.00 Contracted Services ..................... 1,500.00 Other Current Expense ................ 10,950.00 TOTAL ADMINISTRATION ...................... $ 98,600.00 INSTRUCTION: Salaries: Principals ............................. $ 154,270.00 Consultants or Supervisors ............. 90,320.00 Teachers .............................. 2,168,604.00 Other Professional Instructional Staff 79,800.00 Secretarial and Clerical Assts .......... 59,460.00 3ther Salaries Non-Professional ........ 21,200.00 Total Salaries ................................... $2,573,654.00 her Current Expense: rextbooks ............................. $ 16,000.00 chool Libraries & Audiovisual Materials 14,200.00 reaching Supplies ..................... 27,000.00 3ther Expenses ....................... 9,700.00 F; Total Other Current Expenses .................... $ 66,900.00 TOTAL INSTRUCTION ......................... $2,640,554.00 ATTENDANCE SERVICES: Salaries ............................... $ 10,220.00 Other Expense .......................... 800.00 TOTAL ATTENDANCE SERVICES .................. $ 11,020.00 HEALTH SERVICES: Contracted Services ................... 8,018.00 TOTAL HEALTH SERVICES .................... $ 8,018.00 PUPIL TRANSPORTATION SERVICES: Salaries ............................... $ 150,400.00 Replacement of Vehicles ............... 34,000.00 Pupil Transportation Insurance .....   1,950.00 Other Expenses for Operation and Maintenance .................... 37,200.00 TOTAL TRANSPORTATION ..................... $223,550.00 OPERATION OF PLANT: Salaries ............................... $ 102,600.00 Contracted Services ................... 1,800.00 Heat for Buildings .................... 38,000.00 Utilities (Except Heat for Buildings) 78,500.00 Supplies .............................. 18,900.00 Other Expenses ....................... 1,000.00 TOTAL OPERATION OF PLANT ................ $ 240,800.00 MAINTENANCE OF PLANT: Salaries ................................ $ 51,500.00 Contracted Services ................... 16,500.00 Replacements of Equipment ............ 4,000.00 Other Expenses ..... . .................. 17,500.00 TOTAL MAINTENANCE OF PLANT .............. $ 89,500.00 FIXED CHARGES: Sshool District Contributions to Employee Retirement ................ $ 137,620.00 Insurance and Judgments .............. 17,400.00 Rental of Land and Buildings .......... 1,800.00 TOTAL FIXED CHARGES ........................ $ 156,820.00 FOOD SERVICES: Other Expenses ....................... $ 10,000.00 TOTAL FOOD SERVICES ........................ $ 10,000.00 COMMUNITY SERVICES: 4-H Club .............................. 4,200.00 Adult Education ....................... 500.00 TOTAL COMMUNITY SERVICES ................ $ 4,700.00 CAPITAL OUTLAY: Sites ................................... $ 2,000.00 Buildings ................... 4 ......... 25,000.00 Equipment ............................ 42,500.00 TOTAL CAPITAL OUTLAY ..................... $ 69,500.00 OUT-GOING TRANSFER ACCOUNTS: Expenditures In-State ................. $ 34,000.00 TOTAL OUT-GOING TRANSFER ACCOUNTS .... $ 34,000.00 CLEARING ACCOUNTS: Food Services ......................... $ 282,000.00 TOTAL CLEARING ACCOUNTS .................. $ 282,000.00 SCHOOL CURRENT EXPENSES---RECAPITULATION 1. Administration ...................... $ 98,600.00 2. Instruction .......................... 2,640,554.00 3. Attendance Services ................. 4. Health Services ...................... 5. Pupil Transportation Services ........ 6. Operation of Plant ................... 7. Maintenance of Plant ................ 8. Fixed Charges ....................... 9. Food Services ....................... 11. Community Services .................. . Capital Outlay ....................... 14. Outgoing Transfer Accounts .......... 11,020.00 8,018.00 223,550.00 240,800.00 89,500.00 156,820.00 10,000.00 4,700.00 69,500.00 34,000.00 16. Total School Current Expenditures ............. $3,587,062.00 17. Plus Clearing Accounts ............... $ 282,000.00 19. Total Clearing ................................... $ 282,000.00 21. Former Years Orders ................ $ 200,000.00 23. Total Orders Outstanding .......... 200,000.00 24. Amount of Above Obligations Proposed to be ltsid from Current Levy ........................ $ 200,000.00 25. Total Estimated Disbursements Lines 16, 19 & 24 $4,069,062.00 26. Estimated Receipts from Page E-4 ................ 2,933,675.00 27. Net Amount to be Raised by a Levy of Taxes from Page E-10 .................................. 1,135,387.00 28, Total Lines 26 & 27 (Must agree with line 25) $4,069,062.00 Return From Florida Visit Mr. and Mrs. John Henry re- turned home on Thursday from a motor trip to Florida during which they had been guests at the home of Mr. and Basch in Ozona, Florida and had visited also with Mr. and Mrs. David Basch in Ozona, Mr. and Mrs. James Basch in Palm Harbor and Mr. and Mrs. P. D. Fearnow in Clearwater. Enroute home they stopped off at Orlando, Florida to spend the day visiting at Dis. neyland. Mr. and Mrs. Jack Kincheloe Mrs. Peter and children, Sharon and John, ter Dorothy of Akron, Ohio, spent of Bowie, Md. were guests over the Easter weekend visiting at the the weekend at the home of Mr. home of Mr. and Mrs. W. J. Furl'. and Mrs. Robert Light and their Also spending Sunday at the children, Bobby and Linda. Furr home were their sons and Dinner guests on Easter Sunda daughters, Mr. and Mrs. Herbert at the 'home of Mr. and Mrs. El-urr and sons, Greg and Rick, of wood Cheshire and their daugh- Cles Town, Mr. and Mrs. Ran ters, Patricia and Stephanie, were dolph Furr and children, Todd their son-in-law and daughter, and Theresa, of Bakerton. Mr. Mr. and Mrs. William Lockwood and Mrs. Robert Chrisman of Lee SCHOOL CURRENTmEXPENDITURES ESTIMATE CLASS NUMBER I Assessed Rate of levy Valuation proposed (Including Excess) Personal Property ................... $ 6,491,940.00 42.95 c Public Utility Property .............. 183,600.00 Total Class No. I .................. 6,675,540.00 CLASS NUMBER II Real Estate ........................ $32,036.600.00 85.9 c CLASS NUMBER III Real Estate ......................... $15,715,500.00 171.8 c Personal Property .................. 11,440,680.00 Public Utility Property .............. 9,247,300.00 Total Class NO. III ................ 36,403,480.00 CLASS NUMBER IV Real Estate ........................ $ 7,246,720.00 171.8 c Personal Property .................. 6,325,370.00" Public Utility Property .............. 1,903,600.00 Total Class No. IV ................ 15,475,690.00 TOTAL VALUATION ............. $90,591,310.00 (Here Follow With All Other Levy Orders, Including Interest And Sinking Funds And Permanent Improvements) TOTAL CLASS I .................... $ 6,675,540.00 15.84 c TOTAL CLASS II ................... 32,036,600.00 31.68 c TOTAL CLASS III ................... 36,403,480.00 63.36 c TOTAL CLASS IV ................... 15,475,690.00 63.36 c TOTAL LEVY ....................... $90,591,310.00 STATE OF WEST VIRGINIA, COUNTY OF JEFFERSON, TO-WIT: I, Harold L. Pickens, Secretary of the Board of Education of said county do herebycertify that the foregoing are true copies from the record of orders made and entered by said board on the 27th day of March, 1972. Given under my hand this 27th day of March, 1972 April 6-2t- HAROLD L. PICKENS, Secretary Municipal Council Levy Estimate STATE OF WEST VIRGINIA, COUNTY OF JEFFERSON, MUNICIPALITY OF HARPER'S FERRY, To-wit: At a Special session of the council of the municipality of Harper's Ferry held in the council chambers thereof, in the Municipal build- ing on the 27 day of March, 1972, there were present Mayor, Bradley D. Nash; Margaret R. Harris, Recording Officer and E. L. Smallwood, J. T. Dailey, W. E. Jenkins, B. M. Dennis, H. E. Sperry, members of the council of said municipality. In accordance with Section 14, Article 8, Chapter 11, of the West Virginia Code as Amended, the Council proceeded to make an estimate of the amounts necessary to be raised by levy of taxes for the current fiscal year, and doth determine and estimate the several members of the council of said municipality. CURRENT REGULAR MUNICIPAL PURPOSES :Estimate Form No. I Estimate -- (1) The amount due and the amount that will becore due and collectible from every source during the fiscal year, EXCEPT FROM THE LEVY OF TAXES to be made for the year. Cash Balance on Hand (Estimated) .................... $ 400.00 Balance in Hands of Sheriff (Estimated) ............... 700.00 Police Fines and Costs ................................ 25.00 Rents---Buildings and Concessions ..................... 2,500.00 Franchise ............................................ 350.00 Licenses .............................................. 350.00 Permits .............................................. 50.00 Miscellaneous ......................................... 2,015.00 Total Estimated Receipts ........................... $6,390.00 ESTIMATED CURRENT EXPENDITURES: 1. Salary of Mayor ................................... $ 180.00 2. Salary of Recorder or Clerk ........................ 180.00 3. Salary of Treasurer ............................... 180.00 5. Salary of City Attorney ........................... 100.00 7. Salary of Councilmen or Commissioners ............ 400.00 8. Salaries of Assistants and Clerks ................... 400.00 9. Salaries of Chief and ------Police ................. 200.00 11. General Expenses Police Department ............... 100.00 15. New Fire Equipment ............................. 100.00 16. General Expenses Fire Department ................ 100.00 20. General Expenses Health Department .............. 100.00 24. Buildings Maintenance Salaries and Supplies ....... 100.00 25. Repairs to City Buildings and Jail .................. 100.00 27. Stationery, Office Supplies and Equipment ......... 100.00 28. Postage ........................................... 50.00 29. Water--Fire Protection, Streets and Sewers ......... 750.00 30. Water--City Building and Other Purposes .......... 140.00 31. Light for Street Lighting .......................... 1,200.00 32. Light--City Building, Traffic Lights, Etc ............ 200.00 33. Repairs, Street and Traffic Lights .................. 100.00 34. Fuel--Heating City Building ...................... 500.00 35. Telephone and Telegraph (All Departments) ....... 100.00 37. Legal Publications ................................ 160.00 38. Insurance on City Building and Property ............ 250.00 39. Premiums on Policemen's and Official Bonds ....... 160.00 46. Materials, Supplies and Expenses, Street Department 4,583.00 47. Maintenance of Sewers, Salaries and Supplies ....... 200.00 50. Audit by Tax Commissioner ....................... 450.00 55. Traveling and Car Expenses of City Officials ........ 100.00 61. Contingent Expenses (Mandatory Only) ............. 50.00 A--Total Current Expenses ........................... $11,333.00 Total estimated disbursements (A-B) ................ 11,333.00 Less estimated receipts ................. $6,390.00 Net amount to be raised by levy .......... 4,943.00 TOTAL RECEIPTS .............................. $11,333.00 CLASS Assessed Rate of Levy Number I Valuation Proposed Personal Property .................... $ 12,760.00 12.5 c Public Utility Property ............... 82,200.00 12.5 c Total Class No. I ................... 94,960.00 Number II Real Estate .......................... 478,700.00 25 c Number IV Real Estate ........................... 503,300.00 50 c Personal Property .................... 228,660.00 50 c Public Utility Property ............... 245,200.00 50 e Total Class No. IV .................. 777,160.00 TOTAL VALUATION ........... $1,350,820.00 STATE OF WEST VIRGINIA, COUNTY OF JEFFERSON, MUNICIPALITY OF HARPERS FERRY, TO-WIT: I, Margaret R. Harris, Recording Officer of said municipality, do hereby certify that the foregoing are true copies from the record of orders made and entered by the council of said municipality on the 27 day of March, 1972. Given under my hand this 27 day of March, 1972. April 6-2t. MARGARET R. HARRIS, City Clerk and their children, Pamela and J. W., of Middleway, their son, Mr. John G. Cheshire of Arling- ton, Va. and Mr. Cheshire's bro- ther-in-law and sister, Mr. and Mrs. Allen Timbrook of Baltimore Md. Also visiting at the Cheshire home on Sunday afternoon were Mr. and Mrs. Hobart Kline and daughter Nancy of Augusta, W. Va. Celebrates Birthday Mr. W. J. Furr celebrated his 77th birthday on March 22nd and in honor of the occasion his three sisters joined with him at the Furr home to spend a most en- joyable day. Mr. Furr and his sis ters, Mrs. George Chapman of Berryville, Va., Mrs. Herbert Ram sburg and Mrs. Stanley Kelley of Charles Town, are the last surviv ing members of the family of the late Mr. and Mrs. William Furr. Dinner guests on unday at the home of Mr. and Mrs. Philip Smallwood and their daughter, Miss Sharon Smallwood, were Mrs. J. A. Deck Sr., Mrs. Lena Grove and her daughter, Miss Martha Grove, Mr. and Mrs. Rob ert Ray, all of Front Royal, Va., Mr. and Mrs. Julian Deck and family and Mr. and Mrs. Wilbur Welch of Winchester, Va. Mr. and Mrs. W. O. Macoughtry were dinner guests on Easter Sun day at the home of the latter's brother-in-law and sister, Mr. and Mrs. George Dunaway in Charles Town. Mrs. Wilton Henry and her town and Mr. and Mrs. Ralph Dunn. On Saturday afternoon Mr. and Mrs. Furr had as their guests Mr. and Mrs. Charles Shull and children, Scott and Terry, of Berryville, Va. Mr. and Mrs. Marshall Jenkins has as their guest over the week end Miss Shelia Beach of Win- chester, Va. and on Sunday after noon visited with their son-in-law and daughter, Mr. and Mrs. Ern- est Webb and their son Parker, who moved over the weekend from Takoma Park, Md. to their newly constructed home in Orch- ard Hills near Charles Town. Wins Honors in Poster Contest Miss Theresa Jenkins received word last week that her winning entry in the Jefferson County 4-H Poster Contest had been awar ded third place in the West Vir- ginia State contest, and will be entered in the upcoming national contest. Congratulations, and the best of luck in the final judging. The theme of the poster contest is the meaning of 4-H to the part icipating club members. Mr. and Mrs. Ernest Rudolph and sons, Mark and Paul, were visitors on Saturday afternoon at the home of Mr. and Mrs. Robert Hiland in Reckville, Md. P. T. A. Meeting The Parent-Teachers Associat- ion of the South Jefferson Ele- mentary School met on Monday evening of last week with more than one hundred in attendance. SPIRIT OF JEFFERSON FARMER THURSDAY, APRIL 13, 1972 Heather and Dawn, and their house guest, Mr. and Mrs. Ernest Rudolph and sons, Mark and Paul and Mr. and Mrs. Clay Stamey and children, Karen and Doug. Visitors on Sunday at the home of Mr. and Mrs. Aubrey Jenkins were their son-in-law and daugh- ters, Mr. and Mrs. Howard Shew- bridge and daughter Pamela and Mrs. Jake Frye and children, Ken ny and Pamela of Charles Town. A long-discussion project be- came a reality last week with the planting of a number of flower- ing trees and shrubs in the chu- rchyard of The Church of the Holy Spirit. The trees were plant- ed in memory of a number of de- ceased members and to help create a spot of natural beauty in the center of the village. Visitors last week at the home of Mr. and Mrs. Allen Glassford were the latter's brothers, Mr. Raymond Menear of Berlin, N. J. who visited on Monday and Tues- day, the Reverend Clarence Men- three sons, Dwayne, Gary and The meeting was called to order Brian, spent Monday visiting with by the president, Mr. Walter her parents, Mr. and Mrs. George West, and following a brief busi- French, at their home in Point ness meeting a very entertaining[ of Rocks, Md. musical program was presented ATTEND CINCH Mrs. Lee Allen Heflebower and by the students of the 4th, 5th daughters, Arlene and Roxanne and 6th grades. The program was of Purcellville, Va. were dinner comprised of a number of songs CHESTNUT MRS. DONNA (FROM LAST WEEK) Past Events: Rev. and Mrs. visited Mrs. Rachel day afternoon. The were last Tuesday ors with Mr. and Mrs. low of Kableto-n. Mrs. Mabel Wilt and Mrs. were dinner guests W. Lloyd Tuesday. a former resident of nity and now lives in Mr. and Mrs. visitors with the Mrs. Nellie Oden of Wednesday. The Wilt'S ed Mrs. Ludell Ott Mr. and Mrs. were dinner guests Mrs. Clifford Turner on Sunday. ear of Tunnelton, W. Va. who Visiting Mr. and was a guest from Wednesday until a Monday morning. Also spending Wilt Sunday was Franklin Angelo Easter Sunday with Mr. and Mrs. Springfield, Va. Glassford were the latter's bro- ther and sister-in-law, Mr. and Visiting Mr. and Mrs. Walter Menear, their daugh- Pearl Sunday was ter, Mrs. Pamela Whittaker of David Hall of Masontown, W. Va. and Mr. and fly' Mr. and Mrs. Mrs. Charles Menear of Silver and Mr. Paul Pearl. Spring, Md., Mr. Glassford, who Visiting Mr. and has resumed his occupation at Jenkins and family Marysville, Pa. returned home to Mr. and Mrs. Donald spend the Easter weekend with family and Mr. and his family. On Thursday Mrs. Jackson and family. Glassford's mother, Mrs. Carl Visiting Mr. and Menear, was transferred from the son for the weekend Charles Town General Hospital Mrs. George White where she had been a patient for and wife of the past five days to the Winches- Miscellaneous: ter Memorial Hospital where she A Thought: is undergoing tests and treat- A cheerful heart i ment. icine, but a l up the bones. Use SIUCK & AL6@ Pharmacy sung by the girls, the boys and by the entire student group and featured song and dance acts by Kay Creamer, Kim and Debby Burch who performed a routine based on "Me and My Shadow" and Peter VanTol, Bobby Anders and Mark Rudolph who used 'Tin a Yankee Doodle Dandy" as their theme. Members of the South Jeffer- son Ruritan Club and their fam- ilies attended church services in .a group on Easter Sunday even- rag. The services, conducted by the Reverend Richard Moore, were held at the Summit Point Baptist Church. The Misses Kathy and Pemela Whittington of Charles Town were overnight visitors on Sunday at the home of their grandpar- ents, Mr. and Mrs. John Henry. The Misses Lucy and Alice Far- nsworth of Washington, D. C. were visitors over the Easter weekend at the home of their sister, Miss Edna Farnsworth. Mr. and Mrs. Russell Breamer and their family of Rockville, Md. were overnight guests Saturday ]at the home of the Reverend and i Mrs. Glen Stevens and their sons, Mark, Richie and Glen, and on Sunday morning Mr. Breamer par ticipated in the Easter Sunrise Service which was held in the United Methodist Church at 6:00 i A. M. On Sunday afternoon the Reverend and Mrs. Stevens had their dinner guests the Brea- mer family, the Reverend and Ma's. David Wood, their daughters Your medical number one concern. why it is accurately filled no matter how quickly you it. Your pharmacist really Call Charles Town - o gl PUBLIC AUCTION VALUABLE REAL ESTATE SATImAY, APRIL 15-9:30 A. M. Jefferson County Court House CHARLES TOWN, WEST VIRGINIA EXCELLENT COMMERCIAL SITE APPROXIMATELY 1.25 ACRES - RANSON, W. VA. FRONTING BELTLINE AVENUE AND PRESTON RESIDENTIAL BUILDING LOTS 2 Lots - Lots 34 and 35 - Block 116 guests on Sunday at the home of her brother and sister-in-law, Mr. and Mrs. Lee Allen Drish and their children, Stacey and Shelley Mrs. Harry Athey entertained a number of friends at a lunch- eon held at her home near Sum- mit Point on Tuesday and Wed- nesday of last week. Mr. and Mrs. Wallace Snyder has as their dinner guests at "West Shenstone" on Easter Sun day their sbns-in-law and daugh- ters, Mr. and Mrs. John Magaha of Charles Town, Mr. and Mrs. Gregory Carper of Alexandria, Va., Mrs. Snyder's brothers-in-law and sisters, Mr. and Mrs. H. S. HatfieId and children, Sherry and Jay, Mr. and Mrs. Robert Ellis and son, Robert Jr. and her bro- ther and sister-in-law, Mr. and Mrs. George Russell and children Rusty, Karen and Greg, all of Falls Church, Va. Also visiting at the Snyder home later in the day were Mrs. Marie Lancaster, her daughter, Mrs. Eugene Mc- Intyre and the latter's son, all of Winchester, Va. Home Demonstration Club to Meet The Summit Point Home Dem- onstration Club will meet at 7:30 o'clock on Thursday evening, April 13th, at the home of Mrs. James Grantham near Middleway. Members are reminded that the annual "white elephant"' auction will be held at this meeting and salable articles of any kind should be brought to the meeting. They are reminded, in addition, that the "pennies for friendship" col- lection will be taken at this time. Dinner guests on Sunday at the home of Mr. and Mrs. John Henry were their son-in-law and daugh- ter, Mr. and Mrs. Donald Whitt- ington and their family of Char- les Town and their daughter-in- law, Mr. and Mrs. Wilton Henry and sons of Summit Point. Also visiting at the Henry home on Sunday afternoon were their nieces, Mrs. Lee Allen Heflebow- er and daughters, Arlene and Roxanne, of Purcellville, Va. Visitors on Thursday evening at the home of Mr. and Mrs. Ern- est Rudolph and theih sons, Mark and Paul, were the former's aunt and uncle, Mr. and Mrs. Ervin Jenkins Sr. of Ranson and Mr. and Mrs. Clay Stamey and child- ren, Sharon and Doug and on Friday evening had as their guests Mr. and Mrs. Ervin Jenk- ins Jr. and children, Theresa, Pen ny and Jeff of Ranson and Mr. and Mrs. Eugene Johnson and children Kelley and Kevin of Sum mit Point and Master Michael Lee of Charles Town. Mr. and Mrs. J. T. Kitchen of Morgantown, W. Va. spent the Easter holidays visiting with the latter's grandmother, Mrs. Harold Hinton and her parents, Mr. and Mrs. Howard Whitmore. On Sat urday they visited with her bro- ther, Scott Whitrnore, who re- mains a patient at the Veteran's Center in Washington, D. C. Attend Annual Conference Mrs. Elwood Cheshire and Mrs. Owen Swisher, in company with Mrs. Edgar Cofelt of Boyce, Va. and Mrs. Everett Copp of Mauer- town, Va. attended the annual session of the Baptist Women's Missionary Union of Virginia which was held in Roanoke, Va. from March 21st through March 23rd. Mrs. Swisher attended the conference as a delegate from the Summit Point Baptist Church and Mrs. Cheshire as a delegate from the Women's Missionary Union of the Shenandoah Assoc- iation. Mrs. Jane Gibbs and her daugh INFORMATION AVAILABLE TRUST DEPARTMENT - BANK Of CHARLES ToWN PHONE (304) 725-2071 SELLER RESERVES THE RIGHT TO REJECT ANY OR AIJ Bank of Charles Town, ESTATE of JOHN F. AMBROSE