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Spirit of Jefferson Farmers Advocate
Charles Town, West Virginia
March 18, 1999     Spirit of Jefferson Farmers Advocate
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March 18, 1999

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14 SPIRIT OF JEFFERSON Farmer's ADVOCATE - Thursday, March 18, 1999 NELSON CLUSTER EPISCOPAL CHILD'S ROAD CHURCH OF GOD CHURCHES Located on Route 51 and South Telephone 725-5171 Child's Road, the Rev. R. Earl Wilbourne, The Rev. Victor F. Lawson, Jr. pastor. Telephone 725-9179. The Rev. Jane Kempster Sunday School at 10 a.m.; Morning St. John's Church, Rippon Worship at 10:45 a.m.; Evening Worship Holy Eucharist, 9 a.m. at 6:30 p.m. Church of the Holy Spirit, Summit Thursday, 7:30 p.m Worship. Point Holy Eucharist, 11 a.m. COVENANT BAPTIST CHURCH Grace Church, Middleway At Covenant Baptist Church on Flow- Holy Eucharist, 11 a.m. ing Springs Road near Shepherdstown. St. Philip's Church, Charles Town Ron Larson, pastor. Telephone 876-2212. Holy Eucharist, 9 a.m. Sunday: Worship, 9 a.m 10:30 a.m St. Bartholomew's Church, Leetown 11:50 a.m. Sunday evening Praise and Traditional Rite I Service at 11 a.m. Worship at 6 p.m. Children's Sunday St. John's Church, Harpers Ferry School at 9, 10:30 and 11:50 a.m and Holy Eucharist, 9 a.m. child care for birth to five years old at 6 St. Andrew's on the Mount, p.m. Adult Sunday School at 9 and 10:30 Mountain Mission a.m. Women's Group Tuesday at 9:30 Holy Eucharist, 11 a.m. a.m College Group Thursday at 7 p.m. Office hours 9 a.m. to 4 p.m. Monday through Thursday, 9 a.m. to 2 p.m. on TRI-STATE BAPTIST CHURCH Friday. (Independent) Located on Route 340 across from the CHRISTIAN SCIENCE Charles Town Plaza, Dr. Ray T Love, CHURCH SERVICES pastor. Christian Science Church services Sunday School for all ages at 9:45 are held in Shepherdstown at the Entler a.m.; Children's Church and Worship at Hotel Sunday mornings at 10 o'clock. 11 a.m.; Awana Club at 5:30; Evening Services are conducted by lay readers Worship at 6. and include readings from the Bible and Wednesday Evening Prayer and Bible Science and Health With Key to the study at 7:30 p.m. Children's Church also Scriptures by Mary Baker Eddy. The provided. Entler Hotel is located at the corner of Bus ministry available for those in German and Princess streets and is need of transportation, handicapped accessible. There is a well-staffed nursery pro- Young people up to the age of 20 are vided for all services, invited to attend the weekly Sunday For more information, call 725-9394. School, also at 10 a.m. Pupils are taught the Scripture in small classes. BETHEL UNITED Testimony meetings are held on the METHODIST CHURCH first and third Wednesdays of each Located in Bakerton. Joe Conti, pas- month at 7:30 p.m. tot. The public is welcome. Worship at 9:30 a.m.; Sunday School, 10:30 a.m. HALLTOWN PRESBYTERIAN CHURCH CATHOLIC-COMMUNITY Located in Halltown. Member of the HOLY FAITH CHAPEL Parish of the Eastern Panhandle. CATHOLIC CHURCH Worship Service, 9:30 a.m.', Sunday On U.S. Route 522 at Route 642 east, School, 10:30 a.m. six miles south of Winchester, Va. Mass schedule information available by calling NEW STREET UNITED (703) 869-3151. METHODIST CHURCH Sunday Masses: 10 a.m. (English)', 12 Located at the corner of New and noon (Spanish); Sunday School at 9:15 Church streets, Shepherdstown. Tele- a.m.; Wednesday Mass at 5:30 p.m.; phone 876-2362. Rev. Wendy Evensong and Benediction Blessed Sac- Shullenbarger, pastor, rament: second Fridays of the month at Gathering time for Sunday School at 5:30 p.m.; Confessions (English/Span- 9:30 a.m. (classes for all ages); Worship ish): Wednesdays at 4:30 p.m or one- service at 10:30 a.m. (nursery is pro- half hour before Masses. vided). Fellowship follows. SEVENTH-DAY ADVENTIST HISPANIC COMMUNITY CENTER CHURCH SERVICES MISSION OF SAINT JOSEPH The Charles Town Seventh-Day Ad- THE WORKER ventist Church, located one and one-half For information, call (703) 869-3151. miles on the Summit Point Road, is pas- Serves Charles Town area residents. Fa- tored by Elder George Winnerberg. Tele- ther Juan V. Solanas, pastor, phone (304) 725-6018. Sabbath School/Bible study begins at FIRST BAPTIST CHURCH-INWOOD 9:30 a.m. every Saturday morning. Wor- Located on Route 51 east, just outside ship begins at 11 a.m. of Inwood. Senior Pastor Devin B. Ward, Fellowship dinners are held after ser- Assistant Pastors Tim Butler and Ken- vices on the third Saturday of every neth Click. Telephone 229-3690. month. Sunday School at 10 a.m. ; Worship at There will be guest speakers on the 11 a.m.; Children's Worship at 11 a.m.; second and fourth Saturday of every Evening Worship at 7 p.m.; Wednesday month. Mid-Week Service, 7 p.m.; Word of Life Youth Program, 7 p.m. Wednesday. Nurs- CALVARY ASSEMBLY OF GOD ery provided. SERVICES At Calvary Assembly of God, 114 Fairfax Blvd Ranson, (telephone 725- FELLOWSHIP BIBLE CHURCH 5857). William P, Reed, Pastor. Fellowship Bible Church is currently Sunday services include Sunday meeting at C.W. Shipley ElementarySchool, 9:45 a.m.; worship service at School on U.S. Route 340 between Harp- 10:45 a.m nursery provided; evening ers Ferry and Charles Town. service at 6 p.m. Mid-week services are Sunday School begins at 9:30 a.m. conducted each Wednesday at 7 p.m with worship at 10:15a.m. and include Royal Rangers and Youth group and prayer group meet Missionettes. in homes every other week on Wednes- day and Sunday nights. LEETOWN UNITED For more information call Pastor Van METHODIST CHURCH Marsceau at 263-5764 or Elders at 876- Pastor, Paul Ritter. 6391 or 876-2166. Worship service Sunday at 9:15 a.m. (nursery provided); Sunday School at ST. JOHN'S LUTHERAN 10:30 a.m. HARPERS FERRY Choir rehearsal Thursdays at 7 p.m. Located on Washington Street, Harp- Administrative Council meetings on ers Ferry, Bruce Freeman, seminarian, the second Thursday at 7:30 p.m. Sunday School at 9 a.m.; Worship at United Methodist Women, the second 10 a.m. Communion on the first Sunday Wednesday at 7 p.m, of each month. United Methodist Men, the fourth Wednesday at 7 p.m, GRACE UNITED CHURCH United Methodist Youth, the third OF CHRIST Sunday from 6 to 8 p.m. Located on Route 480 at Kear- AAMeeting, Tuesdays at 8 p.m. neysville toward Shepherdstown, Rev. Scouts on Wednesdays from 7 to 9 Jeff Shanaberger. p.m. Morning Worship at 9 o'clock; Sunday School at 10 a.m. GOOD NEWS FAITH Women's Guild, 7 p.m the first Mon- BIBLE CHURCH day of each month; the Consistory meets Meeting at the Bolivar Community the second Thursday of each month, 7 Center. Pastor, Rev. Scott B. Taylor. Call p.m.; and youth group meetings are held 301-963-7822 for information. the second Sunday at 11 a.m.; Women's Sunday School at 10 a.m.; Praise and Guild, first Monday at 7 p.m. Worship at 11 a.m. Everyone is welcome. SHENANDOAH JUNCTION MIDDLEWAY INTERNATIONAL U.M. CHARGE PENTECOSTAL Donna L. Herritt, pastor. CHURCH OF CHRIST Bethesda (Moler's Crossroads): Wor- Located in Middleway. Service times: ship at 9 a.m. Sunday at 10 a.m.; Sunday night (new Uvilla (on Route 230): Worship at 10 time) 6 p.m. Pastor is Frank J. James. a.m.; Sunday School, 10:45. Williams Memorial (Shenandoah KABLETOWN UNITED Junction): Sunday School at 10 a.m.; METHODIST CHURCH Worship at 11 a.m. Off Route 9 on Route 25, Rev. James Chambly and Rev. Dee Ann Dixon, pas- tors. Worship, 10:30 a.m.; Adult Church School, 9:30 a.m. BOONSBORO CHURCH OF GOD On Alternate Route 40 at Boonsboro, Md the Rev. Ralph D. Massie, pastor. Telephone 301-432-8038 or 301-791- 6618. Sunday School at 9:30 a.m.; Children's Church at 10:45 a.m.; Morn- ing worship at 10:45 a.m.; Evangelistic Service at 7 p.m.; Evening FTH is held Wednesday at 7:30 pro. MIDDLEWAY UNITED METHODIST CHURCH Pastor, Pat Drake. Sunday School at 9:30 a.m.; Worship service at 10:30 a.m.; UMM meets the fourth Wednesday of every month at 7 p.m. UMW meets the last Wednesday of the month at 7 p.m. Administrative Council meets the fourth Tuesday of ev- ery other month. BAKERTON PENTECOSTAL HOLINESS TEMPLE Come to worship at the Little Stone Church. Old-fashioned worship and sing- mg led by Rev. Ronald Nick, pastor. Tele- phone 229-5235~ Sunday, 10 a.m. and 6 p.m worship; Saturday, 7 p.m.; Wednesday, 7 p.m. Bible study on the first Monday of each month. SAINT AGNES CATHOLIC CHURCH Located at the corner of Church and Washington streets in Shepherdstown, Rev. Matthew Rowgh, pastor. Masses: Saturday, 5:30 p.m.; Sunday, 8 a.m. and 10:30 a.m. Reconciliation: Saturday from 4:30 to 5p.m. KING'S APOSTLE HOLINESS CHURCH OF GOD Located on West Third Avenue in Ranson. Bishop Eugene E. Baltimore is the pastor. Sunday School (classes for all age groups) is at 9:45 a and Sunday worship service is at 11 a.m. Also, Bible study and prayer services are held on Wednesdays at 7 p.m, Our doors are always open to every race of people. For more information on service format, call 725-5730 or 263- 1917. SHANNoNDALE SPRINGS BAPTIST CHAPEL Located on Mission Road, four miles from Route 9. Sunday School at 9:45 a.m. and worship service at 10:45 a.m. Pastor is the Rev. Harold Jones, Jr. Nursery pro- vided for infants through four years of age. For information, call 725-2847 or 728-0748. Visitors are welcome. ST. JAMES CATHOLIC CHURCH At 311 South George Street, Charles town, Father Brian Owens, pastor. Tele- phone 725-5558. Liturgies during the week: Monday and Friday at 10 a.m.; Tues- day and Thursday at 7:45 a.m Wednes- day at 7 p.m Saturday vigil at 5 p.m Sunday at 8, 9:30, & 11 a.m. Holy Hour with Benediction every Wednesday 6 to 7 p.m. School of religion is held Sundays from 9:30 to 10:30 a.m September-May. ST. JAMES' LUTHERAN CHURCH AT UVILLA Rev. John Torrence, Pastor. Worship Service at 9:30 a.m.; Sunday School, 10:15 a.m. Communion the first and third Sundays of each month. ST. PETER'S LUTHERAN CHURCH, SHEPHERDSTOWN Rev. John Torrence, Pastor. Sunday School at 9:30 a.m.; Worship Service,at 11 a.m. Communion the first and third Sundays of each month. SHEPHERDSTOWN CHRIST REFORMED Services at the United Church of Christ, East German Street, Shepherd- stown, are conducted each Sunday at 11 a.m. by the Rev. Bronson Staley. Sunday School for children and adults at 10:15 a.m. FIRST BAPTIST CHURCH OF RANSON (Independent-Fundamental) Located on Route 15 (Leetown Pike), just one-half mile west of State Route 9. Michael D. Withem, pastor. Sunday School begins at 9 a.m.; morning worship at 10 a.m.; evening preaching at 7 p.m. Wednesday evening Bible study (adult) begins at 7 p.m. Word of Life (teens) and Olympians (grades 1-6) meet every Wednesday at 7 p.m. A well-staffed nursery is provided for every service. For more information about the church or its various ministries, call 725- 8078 or 725-3288. TRINITY EPISCOPAL SHEPHERDSTOWN The Yen. G.T. Schramm, rector. Sunday, Holy Communion at 8 and 10 a.m.; Church School at 10 a.m. Wednesday, Bible Club at 3:45 p.m. Thursday, Bible study at 10:30 a.m.; Holy Communion at 11:30 a.m. Monday through Friday, morning prayer at 7:30 a.m. : t On Saturday, February 20, 25 members of the Shepherd College Environmental Organization attacked one of the most littered pieces of road in Jefferson County. The organi- zation, through the West Virginia Adopt-A-Highway Program, has adopted the piece of Flowing Springs Road (Route 17) from the Charles Town Race Track to Job Corps Road. Rob Stull, president of the organization, was asked while picking up trash, if he had an initial reaction to the road's condition. 'rPeople who litter are trash," he said. FINANCIAL L Y SPEAKING By Douglas B. Lutman ~VrAX SEASON GOT investment and has insurance-re- SUMMITMETHODIsTPOINTcHuRcHUNITEDYOU DOWNT' lated charges. The insurance com- At Summit Point United Methodist Quick! What image does the pany pays a fixed interest rate on Church, John and Kathy Lewis, pastors, month of April stir up in you? A your account and guarantees the Sunday School at 9:30 a.m.; worship trip to Paris? Cherry blossoms in rate for, generally, one year at a at 10:30 a.m.; choir practice on Monday D.C.? Spring training? A date with time. Your fixed annuity is backed at 7 p.m.; UMW meetings on the first the IRS? by the insurance company that is- Wednesday at 7 p.m.; UMM meetings on the third Wednesday at 7 p.m.; Board of For too many people, the lastsues your contract. Administration or Council of Ministries, choice is, unfortunately, a common With a variable annuity, you can the third Thursday at 7 direct your investment into one or Nursery is provided during worship If you wish your tax bill wasmore of several investment options times, lower, don't despair. There are still offered by the insurance company, GUIDING LIGHT some tax saving opportunities that you can switch from one fund to CHURCH SERVICES may help you, particularly when it another and you can make contri- The Guiding Light Gospel Center comes to planning for your retire- butions at any time and in any Church at 455 North Cameron Street, ment. In its infinite wisdom (per- amount. Unlike a fixed annuity, Winchester, Va with pastor Elizabeth haps, also, because of its concern there is no telling what your in- Frye. over the long-term costs and sol- vestment will be worth at the end Sunday School, 10 a.m.; Sunday morning worship service and Children's vency of Social Security), Congress of a period since the investment Church, 11 a.m.; Sunday Night Worship, continues to provide tax incentives options will fluctuate with market 7 p.m.; Monday Discipleship Training, 7 for individuals to help save for changes. Generally, if your ac- p.m.; Tuesday Bible Study, 7 p.m.; their own retirement. And, this counts do well, your money may Wednesday Evening Open Prayer, 7 p.m.; need not only be through the me- grow rapidly, compounded favor- Saturday Evening Worship 7 p.m.; Hymn dium of a qualified plan, such as a ably by the fact that the potential Sing on the last Saturday of the month at 7 p.m. For more information, call 540- 401(k) or Keogh plan. Tax advan- growth is tax-deferred. 662-1028, or 662-9885. Pastor's home, tages also exist with, for example, Although the future of your in- 725-8898. non-qualified deferred compensa- vestment in a variable contract tion plans, life insurance and an- will vary depending on investment nuities, performance, the insurance com- SHEPHERDSTOWN You may want to pay even closer pany typically guarantees a mini- PRESBYTERIAN CHURCH Located at 100 West Washington attention to these "supplemental" mum death benefit payable to your Street, Randall W. Tremba, pastor, retirement plans. That's because beneficiaries. This is generally Sunday worship, 8:30 a.m. and 10:30 the maximum compensation level equal to the amount you have in- a.m. Sunday School at 9:30 a.m. Nursery for figuring qualified plant retire- vested in the contract over the care provided. For information, call 876- ment contributions is only years. 6466. $150,000. In other words, reduced CHARLES TOWN CHURCH contributions may mean an in-Is An Annuity Right For You? OF CHRIST crease in your tax bill. In some It may be, but you must accept At the Charles Town Church ofcases, this also may be true be- an annuity as a long-term invest- Christ, located on the Country Club cause of non-discrimination test- ment, generally at ]east to age 59 1/ Road, the Rev. Dwane Casteel, minister, ing, which can impact individuals 2. In most instances, you would Sunday services include Bible study at 9:30 a.m.; Worship Services at 10:30 earning below the $150,000 limit, face a 10% IRS penalty for with- a.m. and 6 p.m. What to do? One opportunity is drawals before this threshold. Wednesday Bible study at 7 p.m. to shift some of your taxable in- Other factors that support this For additional information or trans- vestments into an annuity, long-term approach are the sur- portation, call 725-7730 or 725-2423. What's An Annuity? render charges typically imposed OAKLAND UNITED An annuity is a contract with an on annuities in the early years METHODIST CHURCH insurance company that works (similar to back-end loads in may Located at 26 Oakland Terrace, very much like a non-deductible mutual funds) and the fact that the Charles Town, Route 9 east, JoAnne Al- IRA. The account has the potential growth is an annuity account is exander and H. Kent Tice, pastors. Tele- to grow tax-deferred until money is taxed as ordinary income when phone 725-5233 or 725-3737. withdrawn, which means you withdrawn (instead of as capital Contemporary music and style, ca- won't pay tax on any increase in gains). sual dress. Worship service Sunday at 10:30 a.m.; Sunday School (age 2 through value until then. Withdrawals can The desire to defer taxes and a adult) at 9:15 a.m.; Pioneer Clubs (age 2 be a lump sum or "annuitized" (i.e long-term investment orientation. through grade 6) each Wednesday at 7 monthly payments for a given pe- If these characterize your situa- p.m. riod or for life). Unlike an IRA, tion, now may be the time to take a KEARN~YSVILLE there is no limit to the amount that serious look at annuities. PRESBYTERIAN CHURCH can be contributed to an annuity. For more information on this or Located on Route 9 and Route 480 in Withdrawals made prior to age 59 any Financially Speaking article, Kearneysville. Member of the Parish of lj2 may be taxable and may result you may call the writer. Doug the Eastern Panhandle. in an additional 10% federal in- Lutman, CLU, ChFC is a regis- Worship Service 9 a.m.; fellowship come tax penalty, tered representative with The Eq- follows the service. Bible Study Wednes- Types of Annuities uitable Life Assurance Society days at 7 p.m. at the church. Annuities come in two types--(ELAS), Summit Point Road, UNITY OF SHEPHERDSTOWN fixed or variable. During the accu- Charles Town, WV 25414, (call Study group meets Sunday from 4to mulation period, a fixed annuity is 304-725-32,64) and 216 Brooks 6 p.m. at New Street United Methodist somewhat similar to a tax-deferred Street, Charleston, WV (304-346- Church, New and Church streets, in interest bearing account, except 4900). Shepherdstown. For information, please that it is generally a longer-term GE-96-122 call Diana Eldridge, 304-876-3755. BOLIVAR PENTECOSTAL CHURCH Bolivar Pentecostal Church, located next to the K.O.A. Kampground in Harp- ers Ferry, offers a variety of services. Sunday School classes for all ages be- gin at 10 a.m. Worship at 11 a.m. There are many ministries to assist individuals and their specific needs. A rapidly growing children's and youth program is offered to help families with issues related to raising children in today's society. Please call Pastor B.G. Turner at (304) 535-2221 for information. PBWA MEETING The next Professional Business Women's Association Networking meeting will be Wednesday, April 7 from 5:30 to 7:30 p.m. This is the second Annual Membership Reception. The reception will be at the National Conservation Training Center. If you are inter- ested in attending this reception please call 263-8877 for further in- formation. Reservations are re- quired by March 22. PBWA has 125 members who are business owners and profes- sional women who work in the Eastern Panhandle of West Vir- ginia, nearby Maryland, Virginia and Pennsylvania. Women who wish to network, mentor and learn with other women are especially welcome. For more information, please call Cathy Stewart at 304-725-5992. The seven students pictured here recently performed in Charleston as members of the WVACDA State Chamber Choir. This honor choir is selected by an audition process held this year at Fairmont State College, with each student competing for one of only fifty openings statewide. Jefferson High School captured seven of those placed. The students, left to right, are Senior Kris Burke, Junior April Durst, Senior Char- ity Boyce, Senior Katie Maher, Junior Sarah Fravel, Sopho- more Deanna Dorsey, and Senior Rusty Staubs. The music they learned and performed was as difficult as it was beautiful and included works by Palestrina, Handel, Mozart, and Gilbert and Sullivan. The guest conductor was Cheryl Anderson, of Cabrillo College, who began her career in West Virginia at West Liberty State College. Summ Dot Snyder 725-7769 Sunday - It seems luctant to give up, as I am here looking out ing and snow is coming big flakes. The trees and are laden with the white |, everything looks like a fai~rt It is suppose to snow tonighf' " hope that will be the end ol this winter. The weather fo calls for temperatures in th That sounds good to m maybe "spring" will coi March 20 with a nice day. Gardening Several people have bee1 ing their gardens and th~ sign of spring. The seed c~ that arrived all winter mus Picture~ ~ace Pool igh Scho( baner Er~ ise Sadel ~esident ] ~raily Curr le studen ior High, nsor M been appealing to peopl~eney, too~ grandfather always planted~ng an in1 toes on St. Patrick's Day, ~dartist 1 snow covered the ground. ~P etition Easter ~rles Town The first Sunday in Al~ch year Easter and there will bell shashare thq Easter egg rolls or hunts. ~u~h the ] other countries I have read~e~Poster ( celebrate with these egg Ibnedium, but I expect the most know~ords ll- White House Egg Roll. l~Dresent started by President andre." Lions ( Hayes in 1878 and continu~ and c n s o~ ery year except the years b~special'co 1942 and 1953. Do you know? The East~ Roll was held on the U.S. C grounds until Congress p$ law that the grounds could used as a playground. President and Mrs. Coolidge loved pets and 1920's, Grace Coolidge bI her pet raccoon to the Egg t When my children were and my sisters would co~. Easter with their childr~ would always have East~ hunts. The smallest childr 1998-99 F lanting T raily's po ways seemed to find the mo.~rank Od, and after awhile we found~er guest secret. My father would c~ld Odem, point the little ones in the~ene and tion of the eggs. out of this and for a time: everyone with his trick. memories are wonderful tain us as we grow older. Pancake Supper The Summit Point B Church will have a per on Saturday, March p.m. for the anyone in the communit would like to attend. Church The Summit Point U Methodist Church will h~ Maundy Service, 1 at 7 p.m. and a Good Frid~ vice, April 2, at 7 p.m. The Summit Point B$ Church will have a music on Good Friday, April 2, at Books I read a most last week that quilters and interested in African History would enjoy. The the book is "Hidden in by Jacqueline L. Tobin and mond G. Dobbard, Ph.D. The story for this handed down from generation in the family McDaniel Williams. It is a Story of Quilts and the ground Railroad." The how slaves made coded used them for their escape Underground Railroad. the quilt patterns used monkey wrench, wagon bear's paw, crossroads, log flying geese and others. have to read the book to how these were used by slaves who escaped on the ground Railroad. News Visiting over the March 6 with John and Laycock was their gran~ Christopher Laycock. He son of Mr. of Albuquerque, NM. will be studying at Walter Hospital, in Washington, Recipe: Good Banana Combine: 1 3/4 cups al pose flour, 3/4 cups sugar, teaspoon cream of tartar, spoon baking soda and spoon salt in a large bowl. well in center of mixture. bine: 2 cups banana, eggs beaten, 1/2 cup and 3/4 cups chopped pecar tional). Add to dry ingred and stir just until Spoon batter into fin pans. Fill 3/4 full. Bake degrees for about 18 until golden brown. Makes dozens small - less, if large. St. John's, the ca Newfoundland, Is the North America closest to