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Spirit of Jefferson Farmers Advocate
Charles Town, West Virginia
March 7, 2018     Spirit of Jefferson Farmers Advocate
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March 7, 2018

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PAGE B4 Wednesd~ March 7, 2018 SPECIAL ADVERTISING SECTION SPJRIT of JEFFERSON and FARMER'S ADVOCATE I I I I I I~1 I IllB Illl t lIR GuysGMSales@ frontiernet .uet 1316 N. Mildred St Ranson, WV BUICK GMC TRUCKS Corner of Mildred & 01dLeetowaRd. y @ ,CustomerD Ven 304-725-3448 i Since 1967" Toll Free: | 800-401-5459 I Celebrating 50 Years of Business in the Eastern Panhandle, WV! i l l l l i l l l i l l i WE HAVE 100% FINANCING[ CAll OUR LOCAL OFFICES TODAY TO LEARN MORE about these great loan opportunities! CHARLES TOWN RANSON 1034 S. George S~et 75 WNt Ylrglnla Way 304-72S-9787 304-724~155 MEMBER FDIC With AMERICAN NATIONAL Life Insurance, you'll get coverage that helps protect against life's uncertainties with a wide array of options that can be tailored to individual or group needs, including Whole Life, Term Life, and Universal Life insurance. The Bennett Agency (304) 725-6090 118 N. Charles Street Charles Town, WV American National is a group of companies writing a broad array of insurance products and services. Products and services may not be available in all states. Terms, conditions and eligibility requirements will apply. Life insurance and annuity products may be underwritten by American National Insurance Company, Galveston, Texas. t O Brown's pre-planning option offers peace of mind osing a loved one of course brings profound sorrow, but Steve ges of Brown Funeral Homes and Cremations says that families that pre- plan for the eventuality tend to experience a peace of mind that's greatly appreciated. "Pre-arrange- ment can re- lieve the bur- den from family members during a time of deep personal loss," said Hedges, a certified pre- planning consul- Steve Hedges tant at Brown's. "Nearly every day I hear the words, 'We feel so much better now that our arrangements are made' and 'We don't want our family to have this burden, and now they don't!'" With a plan in place with Brown's, a family can take time finding the ar- rangements that best suit their needs and budget, Hedges said. While most of us are involved in planning a funeral only a few times in our lives, Hedges and other staff mem- bers at Brown's are professionals who spend every workday ensuring that ev- ery detail of a family's funeral plan - from the type of service to be held to the casket or urn - is taken care of. "Despite the fact that we're one of the largest funeral homes in West Virgin- ia, we aren't like a corporation," said Hedges, a certified pre-planning con- sultant who joined Brown's staff more than 15 years ago and whose mother also worked at the business for years. "We are dedicated to meeting individu- wvueR;: me: mne home :s: :: al family needs." "We're experts. We can help plan ev- erything." The family-owned business also is one of the Eastern Panhandle's oldest institutions, getting its start in 1880 in Hedgesville. Hedges said one of his ongoing goals is to educate the public. "There's a lot of bad or wrong information out there," he said. Many believe laws require embalm- ing, for instance, when that is a deci- sion left to the family, he said. Others wrongly believe choosing cremation The Brown Funeral Home in Martinsburg is located on King Street. means there can't be a service, he said. Learning what's available and taking action can help a family be ready when a death occurs, Hedges said. "It doesn't matter if you make pre- arrangements at the age of 35 and don't pass away for another 60 years, you are guaranteed to have the funeral you choose," he explained. "The money is placed in a trust fund that is protected until needed." Pre-planning can even help a family looking at Medicaid qualifications. "A person in a nursing home may have $2,000 in assets, which could be used for funeral prearrangement - Medicaid would then pay for the nurs- ing home costs with no out-of-pocket expense for the family," Hedges said. Robert C. Fields owns Brown Fu- neral Homes and Cremations, a busi- ness begun in Berkeley County in 1880 by the Brown family. Members of the Brown family ran the business for three generations until the last family mem- ber's death in 2012. Now Fields' fam- ily, including Jordan M. Fields, Robert M. Fields, Donna K. Fields and Bran- don M. Fields are mainstays in the fam- ily business. 1 The South Berkeley Chapel in Inwood opened in the year 2000. It can provide seating for more than 300 and has ample parking. Brown Cremation Services also is located on the property.